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@ dcdriver2

I am in many ways sympathetic to your point, but I sense a few problems with insuring cyclists.

The first is mainly one of preserving a low-entry point form of transportation; a bicycle can be purchased for very little money and used to get reliably to a job or school at almost zero cost after the initial purchase. Insurance would increase the cost of ownership, substantially and prevent many people from having a reliable form of transportation.

My second rebuttal would be why, if we are going to also license and plate cyclists, we are not doing so for pedestrians, skate boarders, etc. Insurance is intended to mitigate risk, but at some point, the cost of insurance (and the infrastructure to provide and enforce its use) exceeds the risks/costs it is dispersing. Cycling accidents and injuries could, perhaps, be near this tipping point, but I would be surprised if they actually justified/warranted the costs for implementing the system.

by elle on Jun 7, 2012 1:20 pm • link • report

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