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"The registration fee should be pretty cheap, make it $1 a year. It would actually help the bike owner as well if the bike was stolen.

As for insurance, because the potential liabilities are pretty low (but they do exist), the premiums would also be low. The city could set up a single policy for all riders and add the premium (maybe another $1 a year) to the cost of licensing."

I am pretty sure the $1 for licensing would not cover DMV's costs for processing, and that $1 a year for insurance would not cover the insurance co's admin costs.

A subsidy would be required. I would guess the total admin costs would far exceed the benefits to the folks injured by hit and run cyclists, or who sue cyclists and find them unable to pay. Plus it adds a level of difficulty to something one of whose advantages is spontaneity.

Also why make 16 the cutoff? If a 19Yo riding down a cul de sac or on a bike trail presents a risk, why not a 13YO? This seems rather more arbitrary than the current policy of requiring ins for motor vehicles only.

Its also quite off topic, as the OP did not INJURE the bus - and so liability insurance is not relevant.

by AWalkerInTheCity on Jun 7, 2012 2:07 pm • link • report