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I'm not sure it's such a great idea to mandate insurance. For one, using Oklahoma as an example, people saw their rates go up when Oklahoma started requiring insurance for the first time. Drivers in Oklahoma are pretty solid and safe compared to states that have had insurance requirements for a long time, California, Massachusetts and Oregon being obvious eponymous examples of terrible drivers. Perhaps having the option to not have insurance encourages people to be more mindful drivers.

by Paul Johnson on Jun 8, 2012 9:18 am • link • report

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