Transit
Is blocking negative SmarTrip balances really necessary?
WMATA announced a surprising set of changes to SmarTrip: riders will no longer be able to "go negative" a few dollars, like they can today.
Why is WMATA making this change? At a recent meeting, the Board asked for the price of SmarTrip cards to be reduced from $5.00 to $2.50. According to many groups that serve low-income riders, the price of a SmarTrip card is a burden for some.
The recent fare hike included a new differential between SmarTrip and paper farecards, in an attempt to charge casual riders (like tourists) more than regular riders, but that makes SmarTrip ownership even more necessary.
The current arrangement lets riders still leave the system if their fare costs more than the amount on the card, but they can't enter the system if the card has gone negative. In other words, if you have $1.50 on your card and take a $3.25 trip, the faregates will let you out and your card will show -$1.45, but you will have to refill the card before you can ride again. This avoids the need for riders to use the Exitfare machines to get out, which only take cash (and currently don't work with SmarTrip at all).
However, if cards only cost $2.50, riders might be able to buy a card, spend more than $2.50, and throw the card away, basically cheating Metro. Therefore, WMATA plans to change the system so that negative balances are no longer allowed. Exitfare machines will start working with SmarTrips, but they still will only take cash.
Some of you warned about this when the SmarTrip cost reduction was announced. However, I agreed with Jamie, who argued this probably wasn't a real danger:
Does anyone really see droves of people buying a new smart trip card for every Metro trip for the purpose of gaming the system on the order of, er, a dollar? Really? Have you even been to a CVS before? That would effectively double the time involved in any given trip.Since the cards still cost $2.50, people would not only have to take the time to buy all these cards, but be regularly riding them for trips over $2.50. Furthermore, CVS and Giant sell the cards for $10, including $5 of stored value (which will become $7.50 of stored value after the price drop). That makes it hard to pull this scam at most of the places SmarTrips are sold, unless these hypothetical fraudsters are willing to spend a lot of real legitimate money for every dollar they cheat WMATA out of.You know, you can just jump the turnstile if you are among the tiny portion of society that gets off on small-scale heists. People do that often enough without having to go to CVS, and they save as much as $5 instead of just a buck!
[And] I don't see someone trying to save a dollar on Metro fares laying down $100 or so in advance [to buy cards in bulk]. Totally conflicting mentalities.
Metro would almost certainly win, anyway, given they are holding that cash for some time and some of them will likely end up unused.
I think it would have been better for WMATA to keep allowing negative balances, and instead of spending a lot of time and contractors to reprogram the machines and add SmarTrip targets to the Exitfares, just have someone run an analysis of the numbers of negative SmarTrips that get abandoned (such as never used again within 6 months). If it turns out to be more than a tiny nuisance, then go ahead and make this change. Otherwise it might be much ado about nothing.
As an alternative, I wonder if WMATA could program the faregates to not let a rider in with a balance of $0 (or, perhaps that's already the case). Then, a rider can't just buy 20 cards and use each one for a throwaway ride costing more than $2.50. Instead, they'd have to buy the cards, take the time to put $1 on each card, and then take each one for a rider costing more than $3.50.
Would anyone really do that to save at most $1.45 a trip ($5.00 max fare minus 25¢ SmarTrip discount plus 20¢ peak-of-the-peak)?
Probably the easiest place to pull this would be for riders at more distant stations with parking, since those stations allow easy purchase of SmarTrips and many rides from those stations indeed cost over $2.50. If this turns out to be a real problem, perhaps there are some easier solutions that are more targeted, like selling cards there for $5.00 with $2.50 of stored value already on them. Or WMATA can just go ahead with this change once it becomes clear it's a problem. I still doubt it will start an epidemic.
On another note, I suspect the Board will be irritated to hear about this, because unless I missed the discussion, it didn't come up when they were suggesting the change. At the time, staff told them that cards cost about $1, but then later corrected that to say they cost $3.40.
In other words, they initially made the decision believing they were still selling the cards for more than cost and that it wouldn't force any other changes, but instead, WMATA will lose money on each card, and riders have been inconvenienced, possibly unnecessarily.
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by Bossi on Aug 25, 2010 3:59 pm • link • report
by David Alpert on Aug 25, 2010 4:02 pm • link • report
Maybe IÂ’m old-fashioned or itÂ’s a Midwestern thing, but I canÂ’t believe how many people are claiming they never carry any cash around with them. I always have a little cash in my wallet. You never know when you might need it...
by Rob on Aug 25, 2010 4:04 pm • link • report
by Greenbelt Gal on Aug 25, 2010 4:07 pm • link • report
by Bossi on Aug 25, 2010 4:09 pm • link • report
Now every rush hour will include people tapping and not being let through, and having to turn around and shove their way through an angry mob to get to the exit fare machine. And then be late to work.
Thanks metro, wonderful customer service.
by JJJJJ on Aug 25, 2010 4:11 pm • link • report
by ontarioroader on Aug 25, 2010 4:13 pm • link • report
Announcing decisions via press release, with no prior public discussion, is just the kind of opaqueness that we (used to?) all complain about with Metro. I thought things got better with the fare hike process, but I guess not.
by Gavin on Aug 25, 2010 4:16 pm • link • report
They need to do auto-fill by credit card like ez-pass if they're going to have this policy.
by Jenny on Aug 25, 2010 4:18 pm • link • report
Also, does (or did) the parking machines allow negative balances? That's a flat $5, so clearly that would be easily exploitable.
by jcm on Aug 25, 2010 4:22 pm • link • report
Unless I'm misunderstanding what you were asking.
by Byron on Aug 25, 2010 4:23 pm • link • report
by Lou on Aug 25, 2010 4:30 pm • link • report
Another note, this piece of information was buried in a press release regarding the morning peak of the peak fare taking effect. Not exactly the most visible way to do it.
by Steven Yates on Aug 25, 2010 4:35 pm • link • report
by Bossi on Aug 25, 2010 4:35 pm • link • report
@ontarioroader
Agreed. I often see the same people not have any money on their Smartrip cards and the operator just lets them by every day. It makes me wonder I bother to pay the fare.
by Adam L on Aug 25, 2010 4:59 pm • link • report
by dan reed! on Aug 25, 2010 5:05 pm • link • report
by Mark P. on Aug 25, 2010 5:06 pm • link • report
Rant: Typical WMATA madness. The key thing they want to do is TAKE things away rather than improve any aspect of their customer experience. is this a push to put your credit card on your smarttrip? And I can't wait for the lines as people struggle to get out.
I can see the logic -- forcing people like me to keep $5 or $10 more on their smarttrip might give them a nice float. What they forget is I am going to be so turned off that non-essential use of WMATA is going to drop.
by charlie on Aug 25, 2010 5:08 pm • link • report
Or, to put it more directly: the last time it was possible to save money by throwing away a Smartrip card with a negative balance, people did. And enough people did that to make Metro change the rules to prevent it. So those of you who are saying "Nobody would do that." are wrong.
by Rob on Aug 25, 2010 5:15 pm • link • report
According to the press release, they are changing the fare gates so that you must have the minimum value for a trip on the card in order to gain entry. Sounds logical to me.
I think with SmarTrip cards costing the authority more than the value they're being sold for coupled with the ability to get free trips if you don't reuse your card combine to a very strong motivation to change the policy.
Honestly, though, I always thought the negative balance minimum was equal to the value of the card for a reason. If the new cards cost $2.50, why not allow a negative balance down to -$2.50?
by Michael on Aug 25, 2010 5:25 pm • link • report
farecardSmarTrip card.by Michael on Aug 25, 2010 5:26 pm • link • report
And what happens when the unknowing person pays with a creditcard/debitcard tries to exit but does not have enough value on the card and does not have cash.
by kk on Aug 25, 2010 5:35 pm • link • report
Every garage user has an incentive to rack up time.
But to get the max rail fare -- and for your math to work -- you have to travel someplace. Someplace far. And that really limits the universe of people who are going to take advantage of this.
What I really predict is we going to have a rash of station managers letting people out when they complain "no credit card machine on the exit fare box". Typical WMATA. Their executive is so poor they can't even figure out how to make money.
by charlie on Aug 25, 2010 5:42 pm • link • report
by Martin on Aug 25, 2010 5:46 pm • link • report
This goes back to what I hate most about wmata. It's not the prices, it's the complete lack of logic and/or the flat-out lying/purposeful miscommunication.
by Chris on Aug 25, 2010 5:47 pm • link • report
The Board shouldn't just get "irritated." They should actually intervene and stop this.
by Jimmy on Aug 25, 2010 5:55 pm • link • report
by Richard Layman on Aug 25, 2010 6:29 pm • link • report
Do you guys take cabs without enough money to pay the fare and assume the driver will let you go negative? Eat at restaurants and go negative?
Be adults and make sure there's enough on your card before you enter the gates.
by jcm on Aug 25, 2010 6:36 pm • link • report
"Walk you over to the machine and add value if you have a cc"; how many stations have 1) a smarttrip exit fare machine that 2) takes a credit card and 3) works. OH, and stand in line as well.
"Be adults and make sure there's enough on your card before you enter the gates": exactly how do I do that? ask the station manager? Pray?
As an experiment once, I tried to add $1.20 via a credit card to my smarttrip, and there was some minimum the machine would not go below (I have a prepaid CC that I was trying to use it, and I figured it was worth a shot)
Clearly, metro does not want any who does not use SmartBenefits to use this system. Think of how much nicer it will be when you get rid of those pesky non-federal riders.
by charlie on Aug 25, 2010 6:52 pm • link • report
The logic in allowing it for SmarTrip was that the exitfare machines did not take SmarTrip, therefore you needed to exit in order to add more value. Once that's the case, the difference between making the minimum value to enter the system either be the minimum value (5 cents) or the minimum fare is rather trivial when the overall cost of the card is $5.
by Ahem. on Aug 25, 2010 6:58 pm • link • report
by kreeggo on Aug 25, 2010 7:00 pm • link • report
An unstated benefit of letting people enter the system w/o the minimum fare is it reduces lines at the smarttrip machines. Important during rush hour and other busy times. Metro has put in a lot more machines, so that is less important a policy reason, but those machines frequently seem have problems (especially w/credit cards).
I think someone at GGW posted a few weeks ago that transaction times for CC on smarttrip machines has been greatly reduced. I noticed that on one transaction.
by charlie on Aug 25, 2010 7:10 pm • link • report
However, preventing SmarTrip cards from going negative is a terrible idea:
1) The only way to see how much you have on your SmarTrip card is to swipe it at a faregate or at a fare machine. It is really easy to forget how much you have on your card until after you've entered the system, at which point there's no way to get back out unless you have cash,
are allowed to run a negative balance, or hop the faregate.
2) Regular riders know that it's not hard to jump the faregates. Since the exit fare machines don't take credit cards or SmartBenefits and there are never very many of the machines, regular riders would be much more likely to jump the faregates if their SmarTrip card won't let them out. They would do this not to save money, but simply to save time and inconvenience.
I suspect this would cost Metro more than the predicted losses from abandoned cards.
3) How much money will Metro spend to upgrade the exit fare machines? If it is more than the predicted loses from abandoned cards (have they even estimated this using real numbers?), then why bother?
Instead, Metro should make sure that:
1) you can't enter the system without the minimum fare (it sounds like this is already the case)
2) put an initial balance of at least one minimum fare on the card no matter where you buy it
3) allow customers to exit the system at the same station where they entered, within a short amount of time, without paying any fare.
by Andrew on Aug 25, 2010 7:13 pm • link • report
I think what JCM meant was that the station manager would walk you over to the entry faregates and make you add value.
by Matt Johnson on Aug 25, 2010 8:00 pm • link • report
by Matt Johnson on Aug 25, 2010 8:00 pm • link • report
by A on Aug 25, 2010 8:05 pm • link • report
by anon on Aug 25, 2010 8:34 pm • link • report
@Andrew. You can check you balance on the website, or at the farecard machines. How is that not good enough? I have a hard time picturing a mass of DC commuters hopping gates because metro won't loan them a couple of bucks every time they run their balance down. More likely, people will just keep a bit of a cushion on their card.
by jcm on Aug 25, 2010 8:45 pm • link • report
Moreover, since it now takes noticeably longer for your SmarTrip to register, you can easily do this over and over again with plausible deniability on the off chance that a station manager or Transit cop stops you. You can now go through the whole motion of putting your wallet to the SmarTrip sensor, with the SmarTrip in it, and skip on through, secure in the knowledge that a fare won't be deducted because you didn't keep it on target for the required 2 seconds (or whatever the new duration is).
by Dizzy on Aug 25, 2010 10:15 pm • link • report
Thank you! You're exactly right.
Also, why does it make sense to allow a rider to go negative at the faregate, only to be refused exit at the parking facility? This causes major traffic jams at parking exit plazas. The rider now has to back their vehicle up, park their car again, re-enter the station and do what JCM suggested in the first place. Only select stations have credit card processors at the exit plazas and those that do only have one lane accepting credit cards.
Just make sure you put enough money on your SmarTrip to get through the system. I don't see what the gripe is here.
K
by Kaleel on Aug 25, 2010 11:22 pm • link • report
by ARM on Aug 25, 2010 11:23 pm • link • report
The one benefit of going negative is that every trip has three different fare levels, and that can get confusing or time consuming. Going negative allows you some buffer. (or when it miscalculates a transfer from the circulator)
Alternatively, I think most frequent riders will just keep more money on their card. Most of us (especially those with smartrip cards) do not buy single fare anyway.
by nowisthetime on Aug 26, 2010 12:23 am • link • report
Charge a penalty for allowing your SmarTrip balance to go into the negative?
Why are you giving WMATA such an idea?!
:)
by Dustin on Aug 26, 2010 12:39 am • link • report
1. Why was there no public discussion in advance? Why is there no justification for the change (with evidence)?
2. Metro should have implemented automatic refills (like EZ Pass), and refills online, first.
3. All Metro exitfare machines need to accept credit/debit.
4. It would probably be less disruptive to prevent riders from entering the system without a minimum fare. Then they still have access to fare machines that accept plastic, rather than being trapped inside.
by Gavin on Aug 26, 2010 1:10 am • link • report
by Chris Adams on Aug 26, 2010 8:04 am • link • report
If you don't have cash, you don't ride.
by Redline SOS on Aug 26, 2010 8:40 am • link • report
On the other hand, I think it's a perk that WMATA should consider keeping. Unless the addfare machines are changed to allow you to increase your balance beyond what is required, this new policy will require two trips to machines when your balance goes below zero, instead of just one as is the case now. Again, I guess that's just what paper ticket users face, but I would think that WMATA would want to increase throughput of people, not hold them up.
I don't think it's quite fair to frame this as an issue of being "adult" or not. It's sort of "holier than thou" to point out that you never let your balance get below zero so other people should also always be as conscientious as you. It's also just plain odd to sort of boast about the fact that you carry no cash with you. I'm tempted to say "do you want a medal or something?"
by Josh S on Aug 26, 2010 9:42 am • link • report
by Bossi on Aug 26, 2010 9:45 am • link • report
(And, yeah, an E-ZPass type system, and the ability to claim SmartBenefits online would pretty much set most complaints to rest, reduce lines at ticket machines, and make this whole fiasco go away. I'd recommend that the new rules not go into effect until this system is working.)
by andrew on Aug 26, 2010 9:49 am • link • report
by Phil on Aug 26, 2010 9:59 am • link • report
I disagree with that. It wasn't a perk for the riders because Metro was too lazy/cheap/nearsighted to provide smart card exitfare machines. They had to allow a neg. balance or that awful Kingston Trio song would become relevant again.
Whoever said if it costs more to update the exitfare machines to allow smart card and credit than the (as-yet unpublished) money lost from those criminal masterminds who are making billions off of throwing away $2.50 smart cards w/ neg. balances then scrap it, was absolutely correct.
This sounds like more Metro madness. More costs, more expenses, less budget, and less services-- a business model Madoff would be proud of.
by horseydeucey on Aug 26, 2010 10:02 am • link • report
I think the point is that this is something that was unnecessarily taken away and, in turn, we're given BS reasons for making the change. Frustration comes from the fact that they should be making changes to improve service, safety and customer service. This change does none of those things and we have yet to see any changes that DO effect service, safety and customer service to accompany higher fares. I think people would be less frustrated over this is wmata would make changes that MATTER, rather than spending time and money (to change the exit fare gates) to fix things that are completely inconsequential to the three main (and, in my opinion critically important) criticisms of their system.
by Chris on Aug 26, 2010 10:04 am • link • report
I'm just waiting until the day that poor Charlie can't get off the Metro because he doesn't have cash to refill his smarttrip card, and rides forever below the streets of DC, with his wife passing him food through the doors at the stops.
by Eliza on Aug 26, 2010 10:07 am • link • report
by Bossi on Aug 26, 2010 10:09 am • link • report
(And I agree with those posters who feel that Metro should focus first on making sure the existing fare collection equipment is working properly - I am a bus commuter and would estimate that I ride free at least once every two weeks due to non-functioning fareboxes.)
by ZZinDC on Aug 26, 2010 11:22 am • link • report
Now, let me bring up another issue. How many times do people actual look to see if they were charged correctly for their exit fare. I would bet less than 20% actually look to see if they were charged correctly. I have actually been overcharged 9 times in a given month. I would like to challenge people to actually monitor their charges. I know it may sound difficult, but keep in mind how many people use smart trip daily, how many times their software have been tampered with and you will see there is a margin for error. This could be in fact why some are going into the negative. I say, why does WMATA not create a system where you can look online and see what you were charged each time at each station. I fear then they would have to take accountability for their errors.
Food for thought!
by DCer10 on Aug 26, 2010 11:33 am • link • report
by Klops on Aug 26, 2010 11:49 am • link • report
SmarTrip cards cost $3.40, apparently. That means that WMATA will lose 90 cents on each card sold at $2.50.
by Matt Johnson on Aug 26, 2010 11:51 am • link • report
DCer10 - I actually didn't see anyone ranting about how special they were for keeping money on them. I did see those people getting frustrated with the "holier than thou" comments of those who don't and were incredulous that they should be expected to have a buck in their pocket.
Chris - BART, of course, charges based on distance. I believe most commuter rail systems (MARC, VRE, Amtrak, etc.) do. The concept is not new, it's not limited to WMATA, it's not worth complaining about. Metro was not intended to be a subway, a la NYC. It was intended to be more analogous to a commuter rail system. So distance-based pricing made sense.
by Josh S on Aug 26, 2010 12:03 pm • link • report
The primary word in Chris' comment is the conjunction and.
I am also unaware of any subway system which charges people based on how far they are going and what time they are traveling.
by Matt Johnson on Aug 26, 2010 12:07 pm • link • report
No wonder people are constantly pissed of with them.
by Jasper on Aug 26, 2010 12:25 pm • link • report
by James on Aug 26, 2010 1:36 pm • link • report
Where is the Riders Advisory Council (I think that's the name) on issues like this? Does WAMTA even think to float ideas like this by them - or any kind of rider-based focus group - if only to hear reactions be able to prepare for them? Or, ideally, to find out if there are holes in the 'official' logic behind a proposal?
Does this Riders group even exist any more? Did it ever exist, or did I dream it up? If they do exist and are not used as a sounding board, what is the group's purpose?
by ZZinDC on Aug 26, 2010 4:56 pm • link • report
The RAC meets the first Wednesday of every month, including next Wednesday. All meetings are open to the public and there is an opportunity for public comment. The meetings start at 6:30 and are in the committee room at WMATA HQ, 600 5th St NW.
by David Alpert on Aug 26, 2010 5:00 pm • link • report
You realize that if there is a system entry on your SmarTrip card, but no corresponding exit you will either have to get a station manager to fix your card the next time you try to enter or you can swipe an exit faregate before swiping the entry faregate and you would be charge the maximum fare. IÂ’m not sure if youÂ’d be allowed to add fare at the fare machines (outside the turnstiles) if you were still shown as being in the system. Either way any benefit that may have been gained is lost.
Is it really that big of a deal to know your balance? For everyone stating that they only see their balance when they swipe on the way in, what about the swipe on the way out? ThatÂ’s when I check my balance, and IÂ’ll add fare then if necessary (i.e. less than $5 on my card). That way I avoid missing a train because I was standing in line at the fare machines as well.
by James on Aug 26, 2010 8:30 pm • link • report
I never, ever check to see if I was charged correctly on my SmarTrip card (love how Metro saves the extra "T"--talk about efficiency!). In fact, I have to remember to look every now and again to see how much I have.
For that reason, I know I've gone negative in the past, because I've been denied entry on my next ride and wondered why until I noted the negative balance.
I am disturbed if what you say is true: that I may be being mischarged for my rides. To be honest, I don't even know how much my fares are anyway, so I wouldn't know if I were being charged correctly or not.
And if one is mischarged, how would one go about getting it corrected? If it's only 10 or 15 cents, then who would bother? Seems like a devious transit agency could extract a lot of money a little bit at a time that way.
by Steve O on Aug 27, 2010 12:24 am • link • report
A) Smartrip cards are not permanent. They break, regularly.
B) When yours breaks, you are out not just the $5.00 {or $2.50} but also your balance on the card. For whatever excuses err reasons WMATA refuses to allow you to trade in a card at a sales window; be that JGB, Metro Center, wherever. If you do try, you'll be blown off.
C) So when [not "if"] your DumbCard card dies, and you need a new one to get home; you have to buy a new one, and put more money on it.
Contrast this to paper farecards. You *can* trade them in if they fail. You get a new card *on the spot*... You do NOT pay a premium, just the fare value. And you can buy one at every entrance to every station -- what a concept!
D) Now, if you want to mail in your dead DumbCard, in hopes you'll get credit... But Wait! First you need to register it, and thus your travels. Big Brother needs to know your Name/Address/Bank Account/DoB/DNA sample; because terrorists won't buy a paper farecard, after all..
E) An interesting Public Records request would be: how many dead cards are out there? And what's the total lost [to the riders; WMATA got paid..] value on them? You can define "dead card" as "not used in last 120 days..."
While doing your records request, ask how much money WMATA [i.e us...] forked over to pay for Cubix's lawsuit, and *why* WMATA pays for a supplier's problem.
by George on Aug 27, 2010 12:04 pm • link • report
by Janet on Aug 27, 2010 1:27 pm • link • report
by Spero on Aug 27, 2010 2:46 pm • link • report
Great Job but you forgot one
If your card breaks during the first part of a roundtrip you have to pay the extra 25 cents surcharge for the paper card then your regular fare on your return trip.
WMATA should put the smartrip vending machines in all stations or get some new Add Fare machines that they can sell them.
WMATA should be replacing all of there broken s**t I have got smartrip cards that were lemons and had to go through the bulls**t of registering the card though it stopped working after 3 days of purchase.
The cards should come with a warranty like other products.
The cards should be made of thicker plastic there is no reason it cant be done except someone being cheap.
by kk on Aug 27, 2010 3:07 pm • link • report
by Matthew on Aug 28, 2010 5:59 pm • link • report
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